Grayson County property record for 1008 Ray Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,271 sqft · built 2023 |
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,664 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D005 3629002 |
| Primary APN | D005 3629002 |
|---|---|
| Alternative APN |
|
| Building Area | 1,271 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 6,011 sqft (0.137 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Account Number | 440148 |
|---|---|
| Street Address | 1008 RAY DR |
| City | DENISON |
| State | TX |
| Zip | 75020-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE SPRINGS PHASE 1A, LOT 2, ACRES .138 |
| Legal Subdivision | SYCAMORE SPRINGS PHASE 1A |
| Legal Phase | 1A |
| Legal Lot Number | 2 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 400 |
Source: Grayson County records · APN D005 3629002
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17934 E ANTHEM RIDGE RD, OWASSO, OK 74055-8268 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD COAST BANK SSB |
| Mar 29, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 |
| Deed Sale | Dec 19, 2023 |
| Deed Document Number | 2023-33560 |
| Prior Transfer Date | Mar 29, 2023 |
| Prior Transfer Doc | 2023-7662 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1008 RAY DR, DENISON, TX 75020-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 17934 E ANTHEM RIDGE RD, OWASSO, OK 74055-8268 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033561 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023-33561 |
| Name | THIRD COAST BANK SSB |
|---|---|
| Type | Bank |
| Address | HUMBLE, TX 77338 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 9.5% |
| Max Rate | 13.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Mar 29, 2023 |
| Property Address | 1008 RAY DR, DENISON, TX 75020-1434 |
| Document Number | 0000007662 |
| Map Reference | DOC 2021-268 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023-7662 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2023 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 IRVINE DR, ALLEN, TX 75013-3653 |
| Document Number | 0000007663 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023-7663 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,164 (+557.18%) Land $40,215 Building $201,949 | $242,164 (+557.18%) Land $40,215 Building $201,949 | |
| 2024 | $5,664.00 (+2,789.8%) | ||
| 2023 | $36,849 Land $36,849 | $36,849 Land $36,849 | |
| 2022 | $196.00 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), as of October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810004001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
May also be available: 360 Communications, Inc. (OK, AR & TX), AT&T, Verizon.
Based on FCC filings for 45 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0910003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DENISON serves 27,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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