1024 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 1024 Ray Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 2023
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Tax Bill	$5,689 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D005 3629006`

Property Details

APN / Parcel Number

Primary APN	`D005 3629006`
Alternative APN	`440152`

Interior

Building Area	1,271 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	6,229 sqft (0.142 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Location & Zoning

Account Number	440152
Street Address	1024 RAY DR
City	DENISON
State	TX
Zip	75020-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE SPRINGS PHASE 1A, LOT 6, ACRES .143
Legal Subdivision	SYCAMORE SPRINGS PHASE 1A
Legal Phase	1A
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1024 RAY DR, DENISON, TX 75020-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Jan 3, 2023	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage KEE CAPITAL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023
Deed Sale	Aug 31, 2023
Prior Sale	Jan 3, 2023
Deed Document Number	2023-23218
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 31, 2023
Property Address	1024 RAY DR, DENISON, TX 75020-1434
Document Number	0000023218
Map Reference	DOC 2021-268
Instrument Date	Aug 31, 2023
Instrument	2023-23218
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RAY DR, DENISON, TX 75020-1434

Mortgage

Document Number	0000023219
Date	Aug 31, 2023
Instrument	2023-23219

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000023220
Date	Aug 31, 2023
Instrument	2023-23220

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MERRIFIELD, MN 56465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Jan 3, 2023
Property Address	1024 RAY DR, DENISON, TX 75020-1434
Document Number	0000000146
Map Reference	DOC 2021-268
Instrument Date	Jan 3, 2023
Instrument	2023-146
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Mortgage

Document Number	0000000147
Date	Jan 3, 2023
Instrument	2023-147

Lender

Name	KEE CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 3, 2023

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,749 (+546.28%) Land $40,800 Building $201,949	$242,749 (+546.28%) Land $40,800 Building $201,949
2024	$5,689.00 (+2,702.46%)
2023		$37,561 (+337.77%) Land $37,561	$37,561 (+337.77%) Land $37,561
2022	$203.00	$8,580 Land $8,580	$8,580 Land $8,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100

May also be available: 360 Broadband, AT&T, Verizon.

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