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932 Ray Dr, Denison, TX 75020 Property Records

Grayson County property record for 932 Ray Dr, Denison, TX 75020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1,360 sqft · built 2022
Lot Size0.438 acres (19,105 sqft)
OwnerIndividual Name on File
Tax Bill$7,137 (2024)
Deeds & MortgagesMar 2022 Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND008 3618012

Property Details

APN / Parcel Number

Primary APND008 3618012
Alternative APN
  • 437886

Interior

Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area19,105 sqft (0.438 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area23 sqft

Location & Zoning

Account Number437886
Street Address932 RAY DR
CityDENISON
StateTX
Zip75020-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIMS COUCH FIFTH ADDITION, BLOCK 1, LOT 12, ACRES .4386
Legal SubdivisionSIMS COUCH FIFTH ADDITION
Legal Block1
Legal Lot Number12
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1022
Census Tract400

Owner

Source: Grayson County records · APN D008 3618012

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address932 RAY DR, DENISON, TX 75020-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST CO
May 31, 2023Vendor's Lien, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
May 31, 2023Special Warranty Deed, Transfer
NOT AVAILABLE, GRAYSON COUNTY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2023
Deed SaleMay 31, 2023
Prior SaleMay 31, 2023
Deed Document Number2023-13953
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address932 RAY DR, DENISON, TX 75020-1432
Transaction TypeMortgage
Record UpdatedNov 06, 2023
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7495 ORCHARD HILL LN, FRISCO, TX 75035-0574

Mortgage

Document Number0000008737
DateMar 16, 2022
Instrument2022-8737
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHERMAN, TX 75090
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 31, 2023
Property Address932 RAY DR, DENISON, TX 75020-1432
Document Number0000013953
Map ReferenceDOC 2021-154
Instrument DateMay 30, 2023
Instrument2023-13953
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 06, 2023
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 RAY DR, DENISON, TX 75020-1432

Mortgage

Document Number0000013954
DateMay 31, 2023
Instrument2023-13954
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGRAYSON TX
Recording DateMay 31, 2023
Property Address932 RAY DR, DENISON, TX 75020-1432
Document Number0000013952
Instrument DateMay 22, 2023
Instrument2023-13952
Transaction TypeTransfer
Record UpdatedNov 06, 2023
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 N WADDILL ST, MCKINNEY, TX 75069-2852
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$306,397 (+1.51%) Land $84,064 Building $222,333$306,397 (+1.51%) Land $84,064 Building $222,333
2024$7,137.00 (+755.76%)
2023$301,840 Land $64,194 Building $237,646$301,840 Land $64,194 Building $237,646
2022$834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences
Nearby Flood Claims3 (2007–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Flood Events
  • Severe Storms, Tornadoes, And Flooding (Jun 2007), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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