1016 Isaac Dr, Richmond, KY 40475 Property Records

Madison County property record for 1016 Isaac Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,344 sqft
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Mar 2023)
Tax Bill$2,168 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0109-0001-0047

Property Details

APN / Parcel Number

Primary APN0109-0001-0047
Alternative APNs
  • 102235
  • 145463
  • 75634

Interior

Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Exterior MaterialBrick
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number75634
Street Address1016 ISAAC DR
CityRICHMOND
StateKY
Zip40475-7514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDREAMLAND LOT 47 PH 4
Legal SubdivisionDREAMLAND
Legal Phase4
Legal Lot Number47
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1033
Census Tract11002

Owner

Source: Madison County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1016 ISAAC DR, RICHMOND, KY 40475-7514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Jan 20, 2021Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2023 · Amount on Record
Deed SaleMar 14, 2023 · Amount on Record
Prior SaleJan 20, 2021 · Amount on Record
Deed Document Number202314135901
Deed Book / Page835 / 640
Prior Transfer DateMar 3, 2023
Prior Transfer Doc0014135901
Record UpdatedOct 29, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMar 14, 2023
Property Address1016 ISAAC DR, RICHMOND, KY 40475-7514
Document Number00D835/610
Book / PageD835 / 610
Map ReferenceMB 24 PG 95
Instrument DateMar 3, 2023
Instrument2014135901
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 FRANCES DR, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1016 ISAAC DR, RICHMOND, KY 40475-7514

Mortgage

Document Number2014135902
DateMar 14, 2023
Instrument2014135902
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Mortgage

Document Number0M2221/656
DateMar 14, 2023
Book PageM2221/656
Instrument2014135903
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2033

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 20, 2021
Property Address1016 ISAAC DR, RICHMOND, KY 40475-7514
Document NumberD00800/172
Book / PageD00800 / 172
Map ReferenceMB 24 PG 95
Instrument DateJan 12, 2021
Instrument2014027954
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4713 REDBUD FOREST PL, 4713, LOUISVILLE, KY 40245-2110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1016 ISAAC DR, RICHMOND, KY 40475-7514

Mortgage

Document Number2014027955
DateJan 20, 2021
Instrument2014027955
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,168.00 (+24.6%)$230,000 (+28.21%)$230,000 (+28.21%)
2023$1,740.00$179,400$179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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