1015 Isaac Dr, Richmond, KY 40475 Property Records

Madison County property record for 1015 Isaac Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,052 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2025)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0109-0001-0038`

Property Details

APN / Parcel Number

Primary APN	`0109-0001-0038`
Alternative APNs	`119097` `82132` `49708`

Interior

Stories	1 Story
Building Area	1,052 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	49708
Street Address	1015 ISAAC DR
City	RICHMOND
State	KY
Zip	40475-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DREAMLAND LOT 38 PH 3
Legal Subdivision	DREAMLAND
Legal Phase	3
Legal Lot Number	38
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1033
Census Tract	11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 ISAAC DR, RICHMOND, KY 40475-7514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Prior Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	2014243758
Deed Book / Page	D863 / 436
Record Updated	Jun 8, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 29, 2025
Property Address	1015 ISAAC DR, RICHMOND, KY 40475-7514
Document Number	00D863/436
Book / Page	D863 / 436
Map Reference	CAB 15 SL 392
Instrument Date	Jan 23, 2025
Instrument	2014243758
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 DUCKHORN DR APT 10, 10, RICHMOND, KY 40475-6549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 ISAAC DR, RICHMOND, KY 40475-7514

Mortgage

Document Number	2014243759
Date	Jan 29, 2025
Instrument	2014243759

Lender

Name	T2 FINANCIAL LLC
Type	Undisclosed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (-2.84%) Additional exemption filed	$160,000 (-)	$160,000 (-)
2023	$1,552.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000