Madison County property record for 1012 Isaac Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,300 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,000 (Dec 2025) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jul 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-0001-0035 |
| Primary APN | 0109-0001-0035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,300 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 65880 |
|---|---|
| Street Address | 1012 ISAAC DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DREAMLAND LOT 35 PH 3 |
| Legal Subdivision | DREAMLAND |
| Legal Phase | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11002 |
Source: Madison County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3995 COPPER CREEK RD, BEREA, KY 40403-8948 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit ARK-LA-TEX FINANCE SERVICES LLC |
| Jul 24, 2009 | Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE INC |
| Dec 29, 2025 | Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Jul 10, 2023 | Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC |
| Jan 2, 2018 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 3, 2006 | Deed, Transfer · FHA Mortgage LANCO SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 202514308352 |
| Deed Book / Page | 877 / 615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01784/642 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | M01784/642 |
| Instrument | 2013970298 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | KY MTN LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1306/060 |
|---|---|
| Date | Jul 24, 2009 |
| Book Page | M1306/060 |
| Instrument | 429768 |
| Name | GVC MORTGAGE INC |
|---|---|
| Address | PENDLETON, IN 46064 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 29, 2025 |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 00D877/615 |
| Book / Page | D877 / 615 |
| Map Reference | CAB 15 SL 392 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2014308352 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 2014308355 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2014308355 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2023 |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 00D840/566 |
| Book / Page | D840 / 566 |
| Map Reference | CAB 15 SL 392 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2014155409 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 369 BALDWIN RD, RICHMOND, KY 40475-9415 |
| Name | Verified Name |
|---|---|
| Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 2014155410 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2014155410 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 2, 2018 |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | D00754/415 |
| Book / Page | D00754 / 415 |
| Map Reference | CAB15 SL392 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2013969807 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 CHERRY RD, BEREA, KY 40403-1635 |
| Name | Verified Name |
|---|---|
| Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 2013969808 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2013969808 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 3, 2006 |
| Property Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 0D0602/392 |
| Book / Page | D0602 / 392 |
| Map Reference | CAB15 SL392 |
| Instrument Date | Jan 12, 2006 |
| Instrument | 362036 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 MOUNT RUSHMORE DR # DR4, DR4, RICHMOND, KY 40475-7897 |
| Name | Verified Name |
|---|---|
| Address | 1012 ISAAC DR, RICHMOND, KY 40475-7514 |
| Investor | Possibly a Property Investor |
| Document Number | 0000362037 |
|---|---|
| Date | Feb 3, 2006 |
| Instrument | 362037 |
| Name | LANCO SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2036 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+40.28%) | $215,000 (+44.3%) | $215,000 (+44.3%) |
| 2023 | $1,445.00 (-0.28%) | $149,000 (-) | $149,000 (-) |
| 2022 | $1,449.00 | $149,000 | $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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