1018 Isaac Dr, Richmond, KY 40475 Property Records

Madison County property record for 1018 Isaac Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,086 sqft
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Jul 2010)
Tax Bill$1,461 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0109-0001-0046

Property Details

APN / Parcel Number

Primary APN0109-0001-0046
Alternative APNs
  • 109665
  • 72881
  • 38845

Interior

Stories1 Story
Building Area1,086 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number38845
Street Address1018 ISAAC DR
CityRICHMOND
StateKY
Zip40475-7514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDREAMLAND LOT 46 PH 4
Legal SubdivisionDREAMLAND
Legal Phase4
Legal Lot Number46
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1033
Census Tract11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1018 ISAAC DR, RICHMOND, KY 40475-7514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2010 · Amount on Record
Deed SaleJul 19, 2010 · Amount on Record
Deed Document Number446162
Deed Book / PageD658 / 756
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1018 ISAAC DR, RICHMOND, KY 40475-7514
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2068/402
DateJun 29, 2021
Book PageM2068/402
Instrument2014042968
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1018 ISAAC DR, RICHMOND, KY 40475-7514
Transaction TypeMortgage
Record UpdatedMar 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01791/687
DateMar 6, 2018
Book PageM01791/687
Instrument2013972510
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2033

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,461.00 (+21.55%) Additional exemption filed$155,000 (+25%)$155,000 (+25%)
2023$1,202.00$124,000$124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 73% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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