Madison County property record for 1019 Isaac Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,180 sqft |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2017) |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-0001-0040 |
| Primary APN | 0109-0001-0040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,180 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 49975 |
|---|---|
| Street Address | 1019 ISAAC DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DREAMLAND LOT 40 PH 4 |
| Legal Subdivision | DREAMLAND |
| Legal Phase | 4 |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11002 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1019 ISAAC DR, RICHMOND, KY 40475-7514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2017 | Warranty Deed, Transfer · FHA Mortgage CENTURY LENDING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2017 · Amount on Record |
| Deed Sale | Sep 13, 2017 · Amount on Record |
| Prior Sale | Sep 9, 2011 |
| Deed Document Number | 2013964792 |
| Deed Book / Page | D00750 / 218 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1019 ISAAC DR, RICHMOND, KY 40475-7514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M2039/175 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | M2039/175 |
| Instrument | 2014032689 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 13, 2017 |
| Property Address | 1019 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | D00750/218 |
| Book / Page | D00750 / 218 |
| Map Reference | CAB24 SL95 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 2013964792 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | EXECUTIVE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 ISAAC DR, 1019, RICHMOND, KY 40475-7514 |
| Name | Verified Name |
|---|---|
| Address | 1019 ISAAC DR, RICHMOND, KY 40475-7514 |
| Document Number | 2013964793 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2013964793 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 (-2.75%) Additional exemption filed | $135,000 (-) | $135,000 (-) |
| 2023 | $1,309.00 | $135,000 | $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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