10151 Lucas Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10151 Lucas Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1980
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$894 (2025)
Deeds & Mortgages	Feb 2020 Transfer Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-007-040-00`

Property Details

APN / Parcel Number

Primary APN	`004-007-040-00`

Interior

Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10151 LUCAS RD
City	THREE RIVERS
State	MI
Zip	49093-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	COM NE COR LOT 17 PHILLIPS LONG BEACH PLAT SEC 7 T6S R12W TH N 51D 47M 20S E 50 FT TO POB TH N 42D 20M 26S E 51.53 FT TH S 40
Legal Range	12W
Legal Township	06S
Legal Section	07
Legal Subdivision	PHILLIPS LONG BEACH
Legal Lot Number	17
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2009
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10151 LUCAS RD, THREE RIVERS, MI 49093-8557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Intrafamily Transfer, Transfer
Apr 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LATVIAN HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1997
Deed Sale	Aug 24, 1997
Prior Sale	Jan 8, 1996
Deed Book / Page	809 / 313
Last Transfer Date	Jan 6, 2020
Transfer Doc	1996/0178
Record Updated	Sep 20, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 12, 2020
Property Address	10151 LUCAS RD, THREE RIVERS, MI 49093-8557
Document Number	1996/0178
Book / Page	1996 / 0178
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5989 VALLEY VIEW DR, KALAMAZOO, MI 49009-9104

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 10, 2018
Property Address	10151 LUCAS RD, THREE RIVERS, MI 49093-8557
Document Number	01909/0937
Book / Page	1909 / 0937
Map Reference	LB2 PG13
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18181 REDSTART LN, SOUTH BEND, IN 46637-5130

Mortgage

Document Number	0001909940
Date	Apr 10, 2018
Instrument	1909/940

Lender

Name	LATVIAN HERITAGE FCU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,900 (-3.02%)	$295,800 (-3.02%)
2025	$894.00	$152,500 Land $51,400 Building $101,100	$305,000 Land $102,800 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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