1011 Troy Rd, Obion, TN 38240 Property Records

Obion County property record for 1011 Troy Rd, Obion, TN 38240

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,054 sqft · built 1957
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Apr 2021)
Tax Bill$540 (2025)
Deeds & MortgagesApr 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN066123 01803

Property Details

APN / Parcel Number

Primary APN066123 01803
Alternative APN
  • 123 01803

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,054 sqft Living Area
1st Floor Area2,054 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeMixed
Garage Area578 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area1 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1011 TROY RD
CityOBION
StateTN
Zip38240-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:15 MAP REF:123
JurisdictionOBION TN
Township / Civil Division6
Census Block Group4
Census Block4005
Census Tract965400

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 478, OBION, TN 38240-0478
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Deed Document Number67234
Deed Book / Page280 / 784
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateApr 23, 2021
Property Address1011 TROY RD, OBION, TN 38240-3807
Document Number000280/784
Book / Page280 / 784
Instrument DateApr 21, 2021
Instrument67234
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address797 JOHN INMAN RD, UNION CITY, TN 38261-6304

Mortgage

Document Number0000067235
DateApr 23, 2021
Instrument67235
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 21, 2031

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$540.00$39,150 (-) Land $2,650 Building $36,500
2023$39,150 Land $2,650 Building $36,500$156,600 Land $10,600 Building $146,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims19 (1990–2011)
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims
  • Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBION WATER DEPT
serves 1,615 people · EPA ID TN0000524
Water SourceGroundwater
Last State InspectionJul 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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