Obion County property record for 1006 Troy Rd, Obion, TN 38240
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,128 sqft · built 1966 |
| Lot Size | 0.238 acres (10,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2026) |
| Tax Bill | $241 (2022) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066123L F 00900 |
| Primary APN | 066123L F 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,350 sqft (0.238 acres) |
| Lot Dimensions | 75 ft deep x 138 ft wide |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | Slab |
| Porch Area | 15 sqft |
| Deck Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1006 TROY RD |
|---|---|
| City | OBION |
| State | TN |
| Zip | 38240-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 15 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 965400 |
1006 Troy Rd is owned and occupied by an individual who bought it in July 2026.
Source: Obion County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · FHA Mortgage COMMERCIAL TRUST BANK |
| Oct 14, 2022 | Intrafamily Transfer, Transfer |
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage LINEAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 202693647 |
| Deed Book / Page | 466 / 157 |
| Prior Transfer Date | Oct 13, 2022 |
| Prior Transfer Doc | 000337/176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Jul 14, 2026 |
| Property Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Number | 0000093647 |
| Book / Page | 466 / 157 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202693647 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,397.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Number | 0000093648, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202693648 |
| Name | COMMERCIAL TRUST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Oct 14, 2022 |
| Property Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Number | 000337/176 |
| Book / Page | 337 / 176 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 75653 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OBION TN |
| Recording Date | Dec 1, 2021 |
| Property Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Number | 000305/384 |
| Book / Page | 305 / 384 |
| Map Reference | MB 108 PG 841 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 70930 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 TROY RD, OBION, TN 38240-3806 |
| Document Number | 0000070931 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 70931 |
| Name | LINEAGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Obion Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,975 Land $2,250 Building $23,725 | ||
| 2023 | $25,975 (+104.53%) Land $2,250 Building $23,725 | $103,900 (+104.53%) Land $9,000 Building $94,900 | |
| 2022 | $241.00 | $12,700 Land $1,750 Building $10,950 | $50,800 Land $7,000 Building $43,800 |
| 2018 | $463.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1006 Troy Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 19 (1990–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1006 Troy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBION WATER DEPT serves 1,615 people · EPA ID TN0000524 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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