902 Troy Rd, Obion, TN 38240 Property Records

Obion County property record for 902 Troy Rd, Obion, TN 38240

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,545 sqft · built 1974
Lot Size0.287 acres (12,519 sqft)
OwnerIndividual Name on Record
Last Sale$33,000 (Sep 2017)
Tax Bill$497 (2018)
Deeds & MortgagesOct 2017 Mortgage
Sep 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN066123L F 01503

Property Details

APN / Parcel Number

Primary APN066123L F 01503
Alternative APN
  • 123L F 01503

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,545 sqft Living Area
1st Floor Area1,545 sqft
Basement Area252 sqft
Finished Basement252 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,519 sqft (0.287 acres)
Lot Dimensions107 ft deep x 117 ft wide
Garage TypeUnfinished
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address902 TROY RD
CityOBION
StateTN
Zip38240-4824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIGHT OF SURVIORSHIP
JurisdictionOBION TN
Township / Civil Division6
Census Block Group4
Census Block4008
Census Tract965400

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address902 TROY RD, OBION, TN 38240-4824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2017Deed of Trust, Mortgage
FIRST CITIZENS BANK
Sep 1, 2017Special Warranty Deed, Transfer
FIRST CITIZENS BANK
Mar 20, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Prior SaleMar 20, 2017 · Amount on Record
Deed Document Number50080
Deed Book / Page202 / 299
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address902 TROY RD, OBION, TN 38240-4824
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000204/657
DateOct 13, 2017
Book Page204/657
Instrument50592
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueNov 1, 2027

September 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOBION TN
Recording DateSep 1, 2017
Property Address902 TROY RD, OBION, TN 38240-4824
Document Number000202/299
Book / Page202 / 299
Instrument DateAug 30, 2017
Instrument50080
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 TROY RD, OBION, TN 38240-4824

Mortgage

Document Number000202/302
DateSep 1, 2017
Book Page202/302
Instrument50081
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueSep 1, 2027

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOBION TN
Recording DateMar 20, 2017
Property Address902 TROY RD, OBION, TN 38240-4824
Document Number0000047840
Book / Page000192 / 000278
Instrument DateMar 8, 2017
Instrument47840
Transaction TypeForeclosure
Record UpdatedMar 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$146.89
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14523 SW MILLIKAN WAY #200 BEAVERTON OR 970052352, 200, BEAVERTON, OR 97005-2352
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityObion Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,975 (-) Land $3,000 Building $16,975
2023$19,975 (+46.61%) Land $3,000 Building $16,975$79,900 (+46.61%) Land $12,000 Building $67,900
2022$13,625 Land $2,000 Building $11,625$54,500 Land $8,000 Building $46,500
2018$497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims19 (1990–2011)
Most Recent ClaimMay 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims
  • Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBION WATER DEPT
serves 1,615 people · EPA ID TN0000524
Water SourceGroundwater
Last State InspectionJul 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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