1010 Troy Rd, Obion, TN 38240 Property Records

Obion County property record for 1010 Troy Rd, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1966
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Aug 2017)
Tax Bill	$505 (2018)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066123L F 00700`

Property Details

APN / Parcel Number

Primary APN	`066123L F 00700`
Alternative APN	`123L F 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1010 TROY RD
City	OBION
State	TN
Zip	38240-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	965400

Owner

1010 Troy Rd is owned and occupied by an individual who bought it in August 2017.

Source: Obion County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1010 TROY RD, OBION, TN 38240-3806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	50000
Deed Book / Page	202 / 6
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Aug 28, 2017
Property Address	1010 TROY RD, OBION, TN 38240-3806
Document Number	00000202/6
Book / Page	202 / 6
Instrument Date	Aug 24, 2017
Instrument	50000
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 TROY RD, OBION, TN 38240-3806

Mortgage

Document Number	0000050001
Date	Aug 28, 2017
Book Page	202/9
Instrument	50001

Lender

Name	COMMERCIAL BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Obion Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,500 Land $2,250 Building $26,250
2023		$28,500 (+105.78%) Land $2,250 Building $26,250	$114,000 (+105.78%) Land $9,000 Building $105,000
2022		$13,850 Land $1,750 Building $12,100	$55,400 Land $7,000 Building $48,400
2018	$505.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Troy Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1990–2011)
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 Troy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBION WATER DEPT serves 1,615 people · EPA ID TN0000524
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20