Obion County property record for 1002 Troy Rd, Obion, TN 38240
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,341 sqft · built 1978 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $41,500 (Aug 2012) |
| Tax Bill | $291 (2022) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066123L F 01504 |
| Primary APN | 066123L F 01504 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,341 sqft Living Area |
| 1st Floor Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 105 ft deep x 110 ft wide |
| Garage Type | Unfinished |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1002 TROY RD |
|---|---|
| City | OBION |
| State | TN |
| Zip | 38240-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 15 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 965400 |
Source: Obion County records, as of April 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 6, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage SIMMONS BANK |
| Aug 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2012 · Amount on Record |
| Deed Sale | Aug 16, 2012 · Amount on Record |
| Prior Sale | Nov 3, 2011 · Amount on Record |
| Deed Document Number | 201225296 |
| Deed Book / Page | 96 / 540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Document Number | 0000454/37 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 454/37 |
| Instrument | 92103 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Document Number | 000380/461 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 380/461 |
| Instrument | 82071 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000317/363 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 317/363 |
| Instrument | 72671 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1002 TROY RD, OBION, TN 38240-3806 |
| Document Number | 000362/330 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 362/330 |
| Instrument | 79421 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Apr 1, 2052 |
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Obion Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,175 (-) Land $2,250 Building $29,925 | ||
| 2023 | $32,175 (+109.95%) Land $2,250 Building $29,925 | $128,700 (+109.95%) Land $9,000 Building $119,700 | |
| 2022 | $291.00 (-47.94%) | $15,325 Land $2,000 Building $13,325 | $61,300 Land $8,000 Building $53,300 |
| 2018 | $559.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 19 (1990–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBION WATER DEPT serves 1,615 people · EPA ID TN0000524 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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