1011 Ruth St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1011 Ruth St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,278 sqft · built 2013
Lot Size	0.197 acres (8,575 sqft)
Owner	2 Individual Names on File
Last Sale	$314,500 (Oct 2018)
Tax Bill	$9,345 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160488000B02400`

Property Details

APN / Parcel Number

Primary APN	`160488000B02400`
Alternative APN	`16-04880-00B-024-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,575 sqft (0.197 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160488000B02400
Street Address	1011 RUTH ST
City	CEDAR HILL
State	TX
Zip	75104-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z137
Legal Description	WINTERHAVEN ESTATES BLK B LT 24 INT201800287595 DD10262018 CO-DC 0488000B02400 4CH0488000B
Legal Subdivision	WINTERHAVEN ESTATES
Legal Tract	4880
Legal Block	B
Legal Lot Number	24
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1004
Census Tract	16530

Owner

1011 Ruth St is owned and occupied by two individuals who bought it in October 2018.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 29, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Nov 21, 2013 · Amount on File
Deed Document Number	2018287595
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000287595
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000064474
Date	Apr 1, 2024
Instrument	202400064474

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Mar 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000059623
Date	Mar 29, 2023
Instrument	202300059623

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Mar 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1011 RUTH ST, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 RUTH, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000084911
Date	Mar 28, 2022
Instrument	202200084911

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Oct 29, 2018
Property Address	1011 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000287595
Instrument Date	Oct 26, 2018
Instrument	287595
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 RUTH CEDAR HILL TX 751041414, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	287596
Date	Oct 29, 2018
Instrument	287596

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1011 Ruth St was $9,345 with exemptions applied, down 3.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,480 (-) Land $75,000 Building $423,480	$498,480 (-) Land $75,000 Building $423,480
2025	$9,345.00 (-3.25%) Homeowner's exemption	$498,480 Land $75,000 Building $423,480	$498,480 Land $75,000 Building $423,480
2024	$9,659.00 (+9.97%)
2023	$8,783.00 (-4.06%) Homeowner's exemption	$498,480 Land $75,000 Building $423,480	$498,480 Land $75,000 Building $423,480
2022	$9,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Ruth St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2008–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Ruth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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