1007 Ruth St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1007 Ruth St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,110 sqft · built 2013
Lot Size	0.196 acres (8,514 sqft)
Owner	Individual Name on Record
Last Sale	$391,723 (Aug 2021)
Tax Bill	$8,466 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160488000B02300`

Property Details

APN / Parcel Number

Primary APN	`160488000B02300`
Alternative APN	`16-04880-00B-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,110 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,514 sqft (0.196 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160488000B02300
Street Address	1007 RUTH ST
City	CEDAR HILL
State	TX
Zip	75104-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z137
Legal Description	WINTERHAVEN ESTATES BLK B LT 23 INT202100257023 DD08262021 CO-DC 0488000B02300 4CH0488000B
Legal Subdivision	WINTERHAVEN ESTATES
Legal Tract	4880
Legal Block	B
Legal Lot Number	23
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1004
Census Tract	16530

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 RUTH ST, CEDAR HILL, TX 75104-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 30, 2021	Vendor's Lien, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	2021257023
Prior Transfer Date	Dec 24, 2013
Prior Transfer Doc	0000389163
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1007 RUTH, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000237902
Date	Sep 2, 2020
Instrument	202000237902

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 30, 2021
Property Address	1007 RUTH ST, CEDAR HILL, TX 75104-1414
Document Number	0000257023
Map Reference	FILE 20070105015
Instrument Date	Aug 26, 2021
Instrument	202100257023
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 RUTH, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000257024
Date	Aug 30, 2021
Instrument	202100257024

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,380 (-) Land $75,000 Building $383,380	$458,380 (-) Land $75,000 Building $383,380
2025	$8,466.00 (-5.03%) Homeowner's exemption	$458,380 (-) Land $75,000 Building $383,380	$458,380 (-) Land $75,000 Building $383,380
2024	$8,914.00 (-16.33%)
2023	$10,654.00 (-4.24%)	$458,380 Land $75,000 Building $383,380	$458,380 Land $75,000 Building $383,380
2022	$11,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2008–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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