1014 Ruth St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1014 Ruth St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,070 sqft · built 2007
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$336,800 (Jan 2008)
Tax Bill	$10,266 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`160488000A01700`

Property Details

APN / Parcel Number

Primary APN	`160488000A01700`
Alternative APN	`16-04880-00A-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,070 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160488000A01700
Street Address	1014 RUTH ST
City	CEDAR HILL
State	TX
Zip	75104-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z137
Legal Description	WINTERHAVEN ESTATES BLK A LT 17 INT2008021004 DD01152008 CO-DC 0488000A01700 4CH0488000A
Legal Subdivision	WINTERHAVEN ESTATES
Legal Tract	4880
Legal Block	A
Legal Lot Number	17
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1004
Census Tract	16530

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 RUTH ST, CEDAR HILL, TX 75104-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG
May 9, 2018	Loan Modification, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2008 · Amount on Record
Deed Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	200821004
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0000021004
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 25, 2018
Property Address	1014 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000138675
Instrument Date	May 23, 2018
Instrument	138675
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 BRUCE DR LANCASTER TX 75134, LANCASTER, TX 75134

Mortgage

Document Number	138676
Date	May 25, 2018
Instrument	138676

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	1014 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000137916
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 RUTH CEDAR HILL TX 751041414, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000137916
Date	May 24, 2018
Instrument	137916

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 23, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,510 (-) Land $75,000 Building $465,510	$540,510 (-) Land $75,000 Building $465,510
2025	$10,266.00 (+4.58%) Homeowner's exemption	$540,510 (-) Land $75,000 Building $465,510	$540,510 (-) Land $75,000 Building $465,510
2024	$9,816.00 (+9.95%)
2023	$8,928.00 (-4.06%) Homeowner's exemption	$540,510 Land $75,000 Building $465,510	$540,510 Land $75,000 Building $465,510
2022	$9,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2008–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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