1019 Ruth St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1019 Ruth St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,167 sqft · built 2013
Lot Size	0.207 acres (9,029 sqft)
Owner	2 Individual Names on File
Last Sale	$220,300 (Jan 2014)
Tax Bill	$8,283 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160488000B02600`

Property Details

APN / Parcel Number

Primary APN	`160488000B02600`
Alternative APN	`16-04880-00B-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,167 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,029 sqft (0.207 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160488000B02600
Street Address	1019 RUTH ST
City	CEDAR HILL
State	TX
Zip	75104-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z137
Legal Description	WINTERHAVEN ESTATES BLK B LT 26 INT202300020154 DD02062023 CO-DC 0488000B02600 4CH0488000B
Legal Subdivision	WINTERHAVEN ESTATES
Legal Tract	4880
Legal Block	B
Legal Lot Number	26
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1004
Census Tract	16530

Owner

1019 Ruth St is owned and occupied by two individuals who bought it in January 2014.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 RUTH ST, CEDAR HILL, TX 75104-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE ONE CU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE ONE CU
Nov 25, 2017	Deed of Trust, Mortgage TEXASLENDING.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2014 · Amount on File
Deed Sale	Jan 29, 2014 · Amount on File
Deed Document Number	201422169
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	0000022169
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1019 RUTH ST, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146373
Date	May 25, 2022
Instrument	202200146373

Lender

Name	RESOURCE ONE CU
Type	Credit Union
Address	DALLAS, TX 75215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1019 RUTH, CEDAR HILL, TX 75104-1414
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009241
Date	Jan 12, 2021
Instrument	202100009241

Lender

Name	RESOURCE ONE CU
Type	Credit Union
Address	DALLAS, TX 75216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1019 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000338198
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 RUTH CEDAR HILL TX 751041414, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000338198
Date	Dec 4, 2017
Instrument	338198

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Ruth St was $8,283 with exemptions applied, down 3.1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,000 (-7.78%) Land $75,000 Building $340,000	$415,000 (-7.78%) Land $75,000 Building $340,000
2025	$8,283.00 (-3.08%) Homeowner's exemption	$450,000 Land $75,000 Building $375,000	$450,000 Land $75,000 Building $375,000
2024	$8,546.00 (+10.13%)
2023	$7,760.00 (-4.04%) Homeowner's exemption	$450,000 Land $75,000 Building $375,000	$450,000 Land $75,000 Building $375,000
2022	$8,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Ruth St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2008–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Ruth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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