1002 Ruth St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1002 Ruth St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,099 sqft · built 2014
Lot Size	0.279 acres (12,155 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Dec 2016)
Tax Bill	$11,278 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160488000A02000`

Property Details

APN / Parcel Number

Primary APN	`160488000A02000`
Alternative APN	`16-04880-00A-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,099 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,155 sqft (0.279 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	2 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	160488000A02000
Street Address	1002 RUTH ST
City	CEDAR HILL
State	TX
Zip	75104-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z137
Legal Description	WINTERHAVEN ESTATES BLK A LOT 20 INT201600344087 DD12052016 CO-DC 0488000A02000 4CH0488000A
Legal Subdivision	WINTERHAVEN ESTATES
Legal Tract	4880
Legal Block	A
Legal Lot Number	20
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1004
Census Tract	16530

Owner

1002 Ruth St is owned and occupied by an individual who bought it in December 2016.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 RUTH ST, CEDAR HILL, TX 75104-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage MR COOPER
Apr 6, 2019	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2016 · Amount on File
Deed Sale	Dec 9, 2016 · Amount on File
Prior Sale	Oct 16, 2014 · Amount on File
Deed Document Number	2016344087
Prior Transfer Date	Dec 5, 2016
Prior Transfer Doc	0000344087
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1002 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000157357
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 RUTH CEDAR HILL TX 751041414, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000157357
Date	Jun 19, 2020
Instrument	157357

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1002 RUTH, CEDAR HILL, TX 75104-1414
Document Number	0000093812
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 RUTH CEDAR HILL TX 751041414, CEDAR HILL, TX 75104-1414

Mortgage

Document Number	0000093812
Date	Apr 15, 2019
Instrument	93812

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Ruth St was $11,278 with exemptions applied, up 2.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,690 (-) Land $75,000 Building $511,690	$586,690 (-) Land $75,000 Building $511,690
2025	$11,278.00 (+2.3%) Homeowner's exemption	$586,690 Land $75,000 Building $511,690	$586,690 Land $75,000 Building $511,690
2024	$11,024.00 (+9.82%)
2023	$10,038.00 (-4.07%) Homeowner's exemption	$586,690 Land $75,000 Building $511,690	$586,690 Land $75,000 Building $511,690
2022	$10,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Ruth St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2008–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Ruth St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Nextlink, T-Mobile, Verizon.

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