1052 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 1052 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 1983
Lot Size	0.175 acres (7,651 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2020)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022808283000023003`

Property Details

APN / Parcel Number

Primary APN	`R022808283000023003`
Alternative APNs	`28 08 28 3 000 023.003` `01849370` `1849370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2002
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,651 sqft (0.175 acres)

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	322 sqft
Patio Area	322 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1849370
Street Address	1052 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 83 PINEHURST DELANEYS ADD TO SPRINGHILL MBK 138 P 118-122 #SEC 28 T4S R2W #MP28 08 28 3 000
Legal Range	04S
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST DELANEYS ADD
Legal Block	83
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3027
Census Tract	3704

Owner

1052 McCay Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Mobile County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1052 MCCAY AVE, MOBILE, AL 36609-5140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jul 14, 2020	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	202041721
Prior Transfer Date	Jan 30, 2017
Prior Transfer Doc	0000005882
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1052 MCCAY AVE, MOBILE, AL 36609-5140
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043124
Date	Jul 21, 2020
Instrument	2020043124

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 14, 2020
Property Address	1052 MCCAY AVE, MOBILE, AL 36609-5140
Document Number	0000041721
Map Reference	MB 138 PG 118-122
Instrument Date	Jul 6, 2020
Instrument	2020041721
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6220 WHITEBARK DR, 6220, MOBILE, AL 36693-3556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1052 MCCAY AVE, MOBILE, AL 36609-5140

Mortgage

Document Number	0000041722
Date	Jul 14, 2020
Instrument	2020041722

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000041723
Date	Jul 14, 2020
Instrument	2020041723

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 31, 2017
Property Address	1052 MCCAY AVE, MOBILE, AL 36609-5140
Document Number	0000005882
Book / Page	7472 / 1497
Map Reference	DD 138 PG 118-122
Instrument Date	Jan 30, 2017
Instrument	2017005882
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3396 LAKEWIND DR, 3396, MOBILE, AL 36695-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 MCRAE AVE, MOBILE, AL 36606-2108

Mortgage

Document Number	0000005883
Date	Jan 31, 2017
Book Page	7472/1501
Instrument	2017005883

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1052 McCay Ave was $1,003 with a homeowner's exemption, up 1.8% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00 (+1.83%) Homeowner's exemption	$16,680 (+1.65%) Land $3,000 Building $13,680	$166,800 (+1.65%) Land $30,000 Building $136,800
2024	$985.00 (+5.8%) Homeowner's exemption	$16,410 (+5.53%) Land $3,000 Building $13,410	$164,100 (+5.53%) Land $30,000 Building $134,100
2023	$931.00 Homeowner's exemption	$15,550 Land $3,000 Building $12,550	$155,500 Land $30,000 Building $125,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1052 McCay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 McCay Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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