101 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 101 Lance Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,328 sqft · built 1998
Lot Size	0.231 acres (10,059 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,762 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-138-008-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-138-008-0`
Alternative APNs	`0426138008` `426138008` `2138643`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,328 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	304 sqft
2nd Floor Area	1,012 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,059 sqft (0.231 acres)
Garage Type	Attached
Garage Area	196 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	2138643
Street Address	101 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 81
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	643
Legal Lot Number	81
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records · APN 04-26-138-008-0

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 LANCE DR, FRANKLIN, OH 45005-6506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 06, 2024	Deed of Trust, Mortgage · Line of Credit CINFED CU
Oct 13, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 17, 2021	Warranty Deed, Transfer HOME SERVICES TITLE LLC
Feb 19, 2020	Intrafamily Transfer, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2025
Deed Sale	Oct 13, 2025
Prior Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	202525714
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000005505
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	101 LANCE DR, FRANKLIN, OH 45005-6506
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	UNKNOWN, PROTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009388
Date	May 06, 2024
Instrument	2024-009388

Lender

Name	CINFED CU
Type	Credit Union
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2027
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Other
Margin	3
Max Rate	12.5%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Oct 13, 2025
Property Address	101 LANCE DR, FRANKLIN, OH 45005-6506
Document Number	0000025714
Map Reference	MB 39 PG 69&70
Instrument Date	Oct 06, 2025
Instrument	2025-025714
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 LANCE DR, FRANKLIN, OH 45005-6506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 LANCE DR, FRANKLIN, OH 45005-6506

Mortgage

Document Number	0000025715
Date	Oct 13, 2025
Instrument	2025-025715

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 17, 2021
Property Address	101 LANCE DR, FRANKLIN, OH 45005-6506
Document Number	0000007607
Map Reference	MB 39 PG 69&70
Instrument Date	Feb 16, 2021
Instrument	2021-007607
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LANCE DR, FRANKLIN, OH 45005-6506

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Feb 19, 2020
Property Address	101 LANCE DR, FRANKLIN, OH 45005-6506
Document Number	0000005505
Map Reference	MB 39 PG 69&70
Instrument Date	Nov 22, 2019
Instrument	2020-005505
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 LANCE DR, FRANKLIN, OH 45005-6506

Mortgage

Document Number	0000005506
Date	Feb 19, 2020
Instrument	2020-005506

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,762.00 (+6.76%)	$112,160 (%) Land $24,500 Building $87,660	$320,460 (-) Land $70,000 Building $250,460
2024	$5,397.00 (+15.91%)	$112,161 (+29.14%) Land $24,500 Building $87,661	$320,460 (+29.14%) Land $70,000 Building $250,460
2023	$4,656.00 (+3.28%)	$86,849 (-) Land $12,390 Building $74,459
2022	$4,508.00	$86,849 Land $12,390 Building $74,459	$248,140 (-) Land $35,400 Building $212,740
2021			$248,140 Land $35,400 Building $212,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cincinnati Bell.

Based on FCC filings for 172 locations within half a mile of this property.

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