81 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 81 Lance Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,768 sqft · built 1998
Lot Size	0.231 acres (10,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-138-010-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-138-010-0`
Alternative APNs	`0426138010` `426138010` `2138645`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	664 sqft
2nd Floor Area	552 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	10,057 sqft (0.231 acres)
Garage Type	Attached
Garage Area	138 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2138645
Street Address	81 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 83
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	645
Legal Lot Number	83
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 LANCE DR, FRANKLIN, OH 45005-6505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	202228537
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 7, 2022
Property Address	81 LANCE DR, FRANKLIN, OH 45005-6505
Document Number	0000028537
Map Reference	MB 39 PG 69&70
Instrument Date	Sep 1, 2022
Instrument	2022-028537
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	81 LANCE DR, FRANKLIN, OH 45005-6505

Mortgage

Document Number	0000028538
Date	Sep 7, 2022
Instrument	2022-028538

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000028626
Date	Sep 8, 2022
Instrument	2022-028626

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,708.00 (+29.48%)	$91,600 (+32.14%) Land $24,500 Building $67,100	$261,720 (+32.14%) Land $70,000 Building $191,720
2023	$3,636.00 (+3.32%) Homeowner's exemption	$69,321 (-) Land $12,390 Building $56,931
2022	$3,519.00 Homeowner's exemption	$69,321 Land $12,390 Building $56,931	$198,060 (-) Land $35,400 Building $162,660
2021			$198,060 Land $35,400 Building $162,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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