Warren County property record for 91 Lance Dr, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,720 sqft · built 1998 |
| Lot Size | 0.23 acres (10,058 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $145,925 (Oct 1998) |
| Tax Bill | $4,629 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-138-009-0 |
| Primary APN | 04-26-138-009-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| 2nd Floor Area | 516 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Lot Area | 10,058 sqft |
| Garage Type | Attached |
| Garage Area | 138 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2138644 |
|---|---|
| Old Parcel Number | 0426138009 |
| Street Address | 91 LANCE DR |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPLAND ESTATES 4 #82 |
| Legal Subdivision | HARPLAND ESTATES 4 |
| Legal Block | 138 |
| Legal Lot Number | 82 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 32501 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | PO BOX 111, FRANKLIN, OH 45005-0111 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 1998 · Amount on Record |
| Deed Sale | Oct 9, 1998 · Amount on Record |
| Prior Sale | Sep 15, 1998 · Amount on Record |
| Deed Document Number | 0000162333 |
| Deed Book / Page | 1623 / 33 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 91 LANCE DR, FRANKLIN, OH 45005-6505 |
| Document Number | 0000034487 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 LANCE DR FRANKLIN OH 450056505, FRANKLIN, OH 45005-6505 |
| Document Number | 0000034487 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 34487 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2034 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Municipality | Franklin City |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,629.00 (+30.17%) | $89,821 (+32.48%) Land $24,500 Building $65,321 | $256,630 (+32.47%) Land $70,000 Building $186,630 |
| 2023 | $3,556.00 (+3.31%) Homeowner's exemption | $67,802 (-) Land $12,390 Building $55,412 | |
| 2022 | $3,442.00 Homeowner's exemption | $67,802 Land $12,390 Building $55,412 | $193,720 (-) Land $35,400 Building $158,320 |
| 2021 | $193,720 Land $35,400 Building $158,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1980–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: altafiber Network Solutions.
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