112 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 112 Lance Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,001 sqft · built 1998
Lot Size	0.234 acres (10,182 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Jul 2020)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-127-004-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-127-004-0`
Alternative APNs	`0426127004` `426127004` `2138641`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,001 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,216 sqft
2nd Floor Area	288 sqft
Attic	Attic
Attic Area	598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,182 sqft (0.234 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	167 sqft
Deck Area	289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	2138641
Street Address	112 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 79
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	641
Legal Lot Number	79
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records · APN 04-26-127-004-0

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 LANCE DR, FRANKLIN, OH 45005-6508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Grant Deed, Transfer THG PROPERTIES LLC
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Jan 08, 2016	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Jun 25, 1998 · Amount on Record
Deed Document Number	202026366
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Jul 22, 2020
Property Address	112 LANCE DR, FRANKLIN, OH 45005-6508
Document Number	0000026366
Instrument Date	Jul 13, 2020
Instrument	26366
Transaction Type	Transfer
Record Updated	Sep 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$741.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 LANCE DR FRANKLIN OH 450056508, FRANKLIN, OH 45005-6508

Mortgage

Document Number	26367
Date	Jul 22, 2020
Instrument	26367

Lender

Name	THG PROPERTIES LLC
Address	67 PARK DR, DAYTON, OH 45410-1324

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 21, 2023

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	112 LANCE DR, FRANKLIN, OH 45005-6508
Document Number	0000006513
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 LANCE DR FRANKLIN OH 450056508, FRANKLIN, OH 45005-6508

Mortgage

Document Number	0000006513
Date	Mar 01, 2017
Instrument	6513

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	112 LANCE DR, FRANKLIN, OH 45005-6508
Document Number	0000001988
Instrument Date	Jan 08, 2016
Transaction Type	Mortgage
Record Updated	Feb 06, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 LANCE DR FRANKLIN OH 450056508, FRANKLIN, OH 45005-6508

Mortgage

Document Number	0000001988
Date	Jan 22, 2018
Instrument	1988

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,636.00 (+29.06%)	$108,270 (+30.04%) Land $24,500 Building $83,770	$309,340 (+30.04%) Land $70,000 Building $239,340
2023	$4,367.00 (+3.31%) Homeowner's exemption	$83,258 (-) Land $12,390 Building $70,868
2022	$4,227.00 Homeowner's exemption	$83,258 Land $12,390 Building $70,868	$237,880 (-) Land $35,400 Building $202,480
2021			$237,880 Land $35,400 Building $202,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cincinnati Bell.

Based on FCC filings for 172 locations within half a mile of this property.

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