82 Lance Dr, Franklin, OH 45005 Property Records

Warren County property record for 82 Lance Dr, Franklin, OH 45005 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,478 sqft · built 1998
Lot Size	0.239 acres (10,420 sqft)
Owner	2 Individual Names on File
Last Sale	$185,500 (Nov 2014)
Tax Bill	$5,532 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-194-010-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-194-010-0`
Alternative APNs	`0426194010` `426194010` `2138637`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	334 sqft
2nd Floor Area	1,072 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,420 sqft (0.239 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	383 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2138637
Street Address	82 LANCE DR
City	FRANKLIN
State	OH
Zip	45005-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPLAND ESTATES 4 LOT 76
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	HARPLAND ESTATES 4
Legal Block	637
Legal Lot Number	76
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	32501

Owner

Source: Warren County records · APN 04-26-194-010-0

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	82 LANCE DR, FRANKLIN, OH 45005-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2014 · Amount on Record
Deed Sale	Nov 06, 2014 · Amount on Record
Prior Sale	Oct 09, 1998 · Amount on Record
Deed Document Number	201429926
Prior Transfer Date	Sep 18, 2008
Prior Transfer Doc	0047500812
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	82 LANCE DR, FRANKLIN, OH 45005-6507
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039966
Date	Sep 02, 2021
Instrument	2021-039966

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,532.00 (+9.31%)	$107,580 (+29.59%) Land $24,500 Building $83,080	$307,360 (+29.59%) Land $70,000 Building $237,360
2024	$5,061.00 (+16.24%)
2023	$4,354.00 (+3.32%) Homeowner's exemption	$83,013 (-) Land $12,390 Building $70,623
2022	$4,214.00 Homeowner's exemption	$83,013 Land $12,390 Building $70,623	$237,180 (-) Land $35,400 Building $201,780
2021			$237,180 Land $35,400 Building $201,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650325011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	2 (1980–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.