1009 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1009 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,450 sqft
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Jul 2017)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0066`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0066`
Alternative APNs	`126963` `89820` `56584`

Interior

Stories	1 Story
Building Area	1,450 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	56584
Street Address	1009 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 66
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	66
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3001
Census Tract	11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1009 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 4, 2018	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Jan 7, 2009 · Amount on Record
Deed Document Number	2013962204
Deed Book / Page	D00748 / 093
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1009 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0M2210/301
Date	Jan 3, 2023
Book Page	M2210/301
Instrument	2014125932

Lender

Name	TRUIST BANK
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	426 Months
Due	Jul 1, 2058

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1009 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01755/479
Date	Jul 27, 2017
Book Page	M01755/479
Instrument	2013962205

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1009 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01806/789
Date	Jun 4, 2018
Book Page	M01806/789
Instrument	2013976596

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 27, 2017
Property Address	1009 JD CIR, BEREA, KY 40403-9131
Document Number	D00748/093
Book / Page	D00748 / 093
Map Reference	CAB13 PG194
Instrument Date	Jul 24, 2017
Instrument	2013962204
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 ARCHIE WHEAT RD, 2, POPLARVILLE, MS 39470-6132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 JD CIR, BEREA, KY 40403-9131
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+14.02%) Additional exemption filed	$176,000 (+17.33%)	$176,000 (+17.33%)
2023	$1,455.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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