1000 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1000 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2026)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0001`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0001`
Alternative APNs	`118784` `81831` `48252`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	48252
Street Address	1000 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 1
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Madison County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jan 15, 2010 · Amount on Record
Deed Document Number	202614358912
Deed Book / Page	884 / 707
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 29, 2026
Property Address	1000 JD CIR, BEREA, KY 40403-9131
Document Number	0014358912
Book / Page	884 / 707
Instrument Date	Jun 24, 2026
Instrument	202614358912
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1000 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0014358913,
Date	Jun 29, 2026
Instrument	202614358913

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0014358914,
Date	Jun 29, 2026
Book Page	2479/719
Instrument	202614358914

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1000 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2173/538
Date	Jul 8, 2022
Book Page	M2173/538
Instrument	2014100183

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+9.94%)	$190,000 (+13.1%)	$190,000 (+13.1%)
2023	$1,629.00	$168,000	$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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