1005 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1005 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,423 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Apr 2026)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0067`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0067`
Alternative APNs	`135568` `98339` `75814`

Interior

Stories	1 Story
Building Area	1,423 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	75814
Street Address	1005 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 67
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	67
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3001
Census Tract	11101

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1005 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Special Warranty Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Apr 10, 2024	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	202614342584
Deed Book / Page	881 / 698
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 27, 2026
Property Address	1005 JD CIR, BEREA, KY 40403-9131
Document Number	0014342584
Book / Page	881 / 698
Instrument Date	Apr 24, 2026
Instrument	2026.14342584
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0014342585,
Date	Apr 27, 2026
Instrument	2026.14342585

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	0014342586,
Date	Apr 27, 2026
Book Page	2462/237
Instrument	2026.14342586

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	May 1, 2041

Interest

Rate	6.11%
Max Rate	-1%

April 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Apr 10, 2024
Property Address	1005 JD CIR, BEREA, KY 40403-9131
Document Number	00D850/703
Book / Page	D850 / 703
Map Reference	CAB 13 SL 194
Instrument Date	Apr 9, 2024
Instrument	2014198385
Transaction Type	Foreclosure
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (+89.65%)	$196,342 (+33.57%)	$196,342 (+33.57%)
2023	$976.00 Homeowner's exemption	$147,000	$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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