1016 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1016 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,412 sqft
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2022)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0005`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0005`
Alternative APNs	`136131` `98895` `66102`

Interior

Stories	1 Story
Building Area	1,412 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	66102
Street Address	1016 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 5
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

1016 Jd Cir is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1016 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 6, 2018	Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2014086196
Deed Book / Page	D821 / 388
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 12, 2022
Property Address	1016 JD CIR, BEREA, KY 40403-9131
Document Number	00D821/388
Book / Page	D821 / 388
Map Reference	CAB 13 SL 194
Instrument Date	Apr 6, 2022
Instrument	2014086196
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 LEE PAIGE CT, 142, BEREA, KY 40403-8508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014086197
Date	Apr 12, 2022
Instrument	2014086197

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1016 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2087/308
Date	Aug 31, 2021
Book Page	M2087/308
Instrument	2014051000

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1016 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01791/554
Date	Mar 6, 2018
Book Page	M01791/554
Instrument	2013972485

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2028

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 6, 2018
Property Address	1016 JD CIR, BEREA, KY 40403-9131
Document Number	D00756/440
Book / Page	D00756 / 440
Map Reference	CAB13 SL194
Instrument Date	Mar 2, 2018
Instrument	2013972483
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 MAIN ST N, 157, PERRY, NY 14530-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2013972484
Date	Mar 6, 2018
Instrument	2013972484

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Jd Cir was $1,744 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 Additional exemption filed	$185,000	$185,000
2023	$1,794.00	$185,000	$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Jd Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Jd Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Jd Cir

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