1012 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 1012 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,488 sqft
Owner	Individual Name on File
Last Sale	$248,400 (Sep 2025)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0004`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0004`
Alternative APNs	`131972` `94816` `76481`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	76481
Street Address	1012 JD CIR
City	BEREA
State	KY
Zip	40403-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 4
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1012 JD CIR, BEREA, KY 40403-9131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 3, 2025	Deed, Transfer · USDA Mortgage T2 FINANCIAL LLC
Jul 15, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jul 15, 2025 · Amount on Record
Deed Document Number	2014282866
Deed Book / Page	D872 / 475
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1012 JD CIR, BEREA, KY 40403-9131
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	0M2246/756
Date	Jul 18, 2023
Book Page	M2246/756
Instrument	2014157166

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Sep 1, 2046

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 3, 2025
Property Address	1012 JD CIR, BEREA, KY 40403-9131
Document Number	00D872/475
Book / Page	D872 / 475
Map Reference	MB 13 SL 194
Instrument Date	Aug 22, 2025
Instrument	2014282866
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1012 JD CIR, BEREA, KY 40403-9131

Mortgage

Document Number	2014282867
Date	Sep 3, 2025
Instrument	2014282867

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 15, 2025
Property Address	1012 JD CIR, BEREA, KY 40403-9131
Document Number	00D870/218
Book / Page	D870 / 218
Map Reference	MB 13 SL 194
Instrument Date	Jul 8, 2025
Instrument	2014272610
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 D AND LOOP ROAD, MCKEE, KY 40447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (+13.66%) Additional exemption filed	$180,000 (+16.88%)	$180,000 (+16.88%)
2023	$1,493.00	$154,000	$154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Uniti Group.

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