1006 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1006 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,622 sqft · built 1967
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2003)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-001-12570100`

Property Details

APN / Parcel Number

Primary APN	`02-001-12570100`
Alternative APNs	`200112570100` `00112570100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,622 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)

Exterior Amenities

Pool Area	777 sqft
Porch	Enclosed Porch
Porch Area	352 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft
Bath House	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	00112570100
Street Address	1006 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 90 SC F ANNAPOLIS ROADS
Legal Subdivision	ANNAPOLIS ROADS
Legal Block	2
Legal Lot Number	90
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	702602

Owner

1006 Harbor Dr is owned and occupied by two individuals who bought it in August 2003.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1006 HARBOR DR, ANNAPOLIS, MD 21403-4227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2003 · Amount on File
Deed Sale	Aug 6, 2003 · Amount on File
Prior Sale	Oct 26, 1992 · Amount on File
Deed Document Number	20039298
Deed Book / Page	13504 / 291
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1006 HARBOR DR, ANNAPOLIS, MD 21403-4227
Document Number	0313840437
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 HARBOR DR ANNAPOLIS MD 214034227, ANNAPOLIS, MD 21403-4227

Mortgage

Document Number	0313840437
Date	Sep 26, 2017
Book Page	031384/000437

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37214

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Harbor Dr was $5,114 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,200 Land $361,000 Building $322,200	$683,200 Land $361,000 Building $322,200
2025	$5,114.00
2023	$3,516.00 Homeowner's exemption	$480,500 Land $261,000 Building $219,500	$480,500 Land $261,000 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1006 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	181 (1979–2024)
Claims Outside the SFHA	43 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 130 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20