Anne Arundel County property record for 1004 Harbor Dr, #A, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,618 sqft · built 1988 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Nov 2025) |
| Tax Bill | $6,564 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-001-12119850 |
| Primary APN | 02-001-12119850 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 2,954 sqft |
| 1st Floor Area | 1,571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,000 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 00112119850 |
|---|---|
| Street Address | 1004 HARBOR DR, A |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 89 SC F ANNAPOLIS ROADS |
| Legal Subdivision | ANNAPOLIS ROADS |
| Legal Block | 2 |
| Legal Lot Number | 89 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702602 |
1004 Harbor Dr, #A is owned by two individuals who bought it in November 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1004A HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Jan 5, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on File |
| Deed Sale | Nov 13, 2025 · Amount on File |
| Prior Sale | Dec 27, 2001 |
| Deed Book / Page | 41827 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 13, 2025 |
| Property Address | 1004 HARBOR DR # A, A, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0418270195 |
| Book / Page | 41827 / 195 |
| Map Reference | MB 23 FO 10 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1004 HARBOR DR # A, A, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0041827202 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 41827/202 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1004 HARBOR DR # A, A, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0328380276 |
| Instrument Date | Jan 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1004 HARBOR DR #A ANNAPOLIS MD 214034227, A, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0328380276 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 032838/000276 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1004 Harbor Dr, #A was $6,564.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $782,000 (+8.74%) Land $361,000 Building $421,000 | $782,000 (-) Land $361,000 Building $421,000 | |
| 2025 | $6,564.00 Homeowner's exemption | $719,133 | $782,000 Land $361,000 Building $421,000 |
| 2023 | $4,756.00 Homeowner's exemption | $593,400 Land $261,000 Building $332,400 | $593,400 Land $261,000 Building $332,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Harbor Dr, #A in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 181 (1979–2024) |
| Claims Outside the SFHA | 43 of 181 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Harbor Dr, #A is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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