Anne Arundel County property record for 1004 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,398 sqft · built 1970 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2019) |
| Tax Bill | $6,737 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-001-04214125 |
| Primary APN | 02-001-04214125 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 351 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00104214125 |
|---|---|
| Street Address | 1004 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 88 SC F ANNAPOLIS ROADS |
| Legal Subdivision | ANNAPOLIS ROADS |
| Legal Block | 2 |
| Legal Lot Number | 88 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702602 |
1004 Harbor Dr is owned and occupied by two individuals who bought it in January 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1004 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE |
| Jan 17, 2019 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Book / Page | 32817 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1004 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FREESTATE TTL SVCS OF ANNOPO |
| Name | Verified Name |
|---|
| Document Number | 0345480148 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 34548/148 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 17, 2019 |
| Property Address | 1004 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0328170467 |
| Book / Page | 32817 / 467 |
| Map Reference | MB 23 FO 10 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STRATEGIC NATL TITLE GROUP L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1004 HARBOR DR, ANNAPOLIS, MD 21403-4227 |
| Document Number | 0032817473 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 32817/473 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 1004 Harbor Dr was $6,737 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,000 (+8.97%) Land $352,500 Building $272,500 | $625,000 (-) Land $352,500 Building $272,500 | |
| 2025 | $6,737.00 Homeowner's exemption | $573,533 | $625,000 Land $352,500 Building $272,500 |
| 2023 | $5,138.00 Homeowner's exemption | $470,600 Land $255,000 Building $215,600 | $470,600 Land $255,000 Building $215,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 181 (1979–2024) |
| Claims Outside the SFHA | 43 of 181 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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