1003 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1003 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,968 sqft · built 1991
Lot Size	0.542 acres (23,625 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (May 2005)
Tax Bill	$7,743 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-001-11827900`

Property Details

APN / Parcel Number

Primary APN	`02-001-11827900`
Alternative APNs	`2-001-11827900` `00111827900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,625 sqft (0.542 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00111827900
Street Address	1003 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 87 SC F ANNAPOLIS ROADS
Legal Subdivision	ANNAPOLIS ROADS
Legal Block	2
Legal Lot Number	87
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	702602

Owner

1003 Harbor Dr is owned by an individual who acquired it in April 2010.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7500 WOODMONT AVE, 1118, BETHESDA, MD 20814-5381
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2005 · Amount on File
Deed Sale	May 12, 2005 · Amount on File
Prior Sale	Mar 7, 2003
Deed Document Number	20056257
Deed Book / Page	16295 / 685
Last Transfer Date	Apr 26, 2010
Transfer Doc	0222080328
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Harbor Dr was $7,743, up 4.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,500 (+9.03%) Land $378,900 Building $262,600	$641,500 (-) Land $378,900 Building $262,600
2025	$7,743.00 (+4.92%)	$588,367	$641,500 Land $378,900 Building $262,600
2024	$7,380.00 (+40.2%)
2023	$5,264.00	$482,100 Land $273,900 Building $208,200	$482,100 Land $273,900 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	181 (1979–2024)
Claims Outside the SFHA	43 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 130 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20