1005 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1005 Harbor Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,717 sqft · built 1991
Lot Size0.276 acres (12,000 sqft)
Owner2 Trust Names on File
Last Sale$182,100 (Jul 1991)
Tax Bill$5,202 (2025)
Flood ZoneZone X (minimal risk)
APN02-001-90052324

Property Details

APN / Parcel Number

Primary APN02-001-90052324
Alternative APNs
  • 2-001-90052324
  • 00190052324

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,717 sqft Living Area
Gross Area3,149 sqft
1st Floor Area988 sqft
Basement Area741 sqft
Finished Basement741 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area208 sqft
Deck Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00190052324
Street Address1005 HARBOR DR
CityANNAPOLIS
StateMD
Zip21403-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 86 SC F ANNAPOLIS ROADS
Legal SubdivisionANNAPOLIS ROADS
Legal Block2
Legal Lot Number86
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2008
Census Tract702602

Owner

1005 Harbor Dr is owner-occupied and held in a trust since November 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Trust Names on File
Mailing Address1005 HARBOR DR, ANNAPOLIS, MD 21403-4226
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 1991 · Amount on File
Deed SaleJul 31, 1991 · Amount on File
Deed Book / Page5375 / 725
Last Transfer DateNov 4, 2024
Transfer Doc0409180392
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Harbor Dr was $5,202, down 1.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$626,500 (+8.89%) Land $344,000 Building $282,500$626,500 (-) Land $344,000 Building $282,500
2025$5,202.00 (-1.46%)$575,367$626,500 Land $344,000 Building $282,500
2024$5,279.00 (+44.39%)
2023$3,656.00 Homeowner's exemption$473,100 Land $249,000 Building $224,100$473,100 Land $249,000 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims181 (1979–2024)
Claims Outside the SFHA43 of 181
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 130 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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