1006 Cherry Ct, Richmond, KY 40475 Property Records

Madison County property record for 1006 Cherry Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,143 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jun 2021)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	May 2019 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0043-0002-0107`

Property Details

APN / Parcel Number

Primary APN	`0043-0002-0107`
Alternative APNs	`128291` `91143` `57941`

Interior

Stories	1 Story
Building Area	2,143 sqft Living Area
1st Floor Area	2,143 sqft
Basement Area	2,143 sqft
Unfinished Basement	2,143 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	57941
Street Address	1006 CHERRY CT
City	RICHMOND
State	KY
Zip	40475-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS LOT 107
Legal Subdivision	THE WOODS
Legal Lot Number	107
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2008
Census Tract	10702

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 23, 2021	Intrafamily Transfer, Transfer FOUNDATION T&E LEXINGTON
Mar 12, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	202114042219
Deed Book / Page	807 / 358
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	D807/358
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01862/511
Date	May 10, 2019
Book Page	M01862/511
Instrument	2013992278

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01920/534
Date	Feb 25, 2020
Book Page	M01920/534
Instrument	2014007845

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2020/641
Date	Feb 8, 2021
Book Page	M2020/641
Instrument	2014029148

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Dec 1, 2047

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jun 23, 2021
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	D807/358
Book / Page	D807 / 358
Map Reference	CAB 17 PG 37
Instrument Date	May 18, 2021
Instrument	2014042219
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FOUNDATION T&E LEXINGTON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 CHERRY CT, RICHMOND, KY 40475-8902

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 12, 2021
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	D802/271
Book / Page	D802 / 271
Map Reference	CAB 17 PG 37
Instrument Date	Mar 5, 2021
Instrument	2014031291
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CLUBHOUSE DR, 101, GEORGETOWN, KY 40324-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	2014031292
Date	Mar 12, 2021
Instrument	2014031292

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 20, 2018
Property Address	1006 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	D00756/001
Book / Page	D00756 / 001
Map Reference	CAB17 PG37
Instrument Date	Feb 15, 2018
Instrument	2013971903
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 CHERRY CT, 1006, RICHMOND, KY 40475-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	2013971904
Date	Feb 20, 2018
Instrument	2013971904

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+5.9%) Homeowner's exemption	$369,000 (+8.53%)	$369,000 (+8.53%)
2023	$2,848.00 Homeowner's exemption	$340,000	$340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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