1009 Cherry Ct, Richmond, KY 40475 Property Records

Madison County property record for 1009 Cherry Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,053 sqft
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2024)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	May 2024 Sale Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0043-0002-0113`

Property Details

APN / Parcel Number

Primary APN	`0043-0002-0113`
Alternative APNs	`131667` `94511` `56475`

Interior

Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	2,043 sqft
Basement Area	2,043 sqft
Unfinished Basement	2,043 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	56475
Street Address	1009 CHERRY CT
City	RICHMOND
State	KY
Zip	40475-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS LOT 113 (1.01 ACRES)
Legal Subdivision	THE WOODS
Legal Lot Number	113
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2008
Census Tract	10702

Owner

Source: Madison County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 CHERRY CT, RICHMOND, KY 40475-8902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed, Transfer
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	202414203284
Deed Book / Page	852 / 172
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0D00793/87
Record Updated	Jun 8, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 10, 2024
Property Address	1009 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	00D852/172
Book / Page	D852 / 172
Map Reference	CAB 17 PG 37
Instrument Date	May 9, 2024
Instrument	2014203284
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	373 PALOMINO DR, RICHMOND, KY 40475-8674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1009 CHERRY CT, RICHMOND, KY 40475-8902

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 24, 2020
Property Address	1009 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	0D00793/87
Book / Page	D00793 / 87
Map Reference	CAB 17 PG 37
Instrument Date	Aug 5, 2020
Instrument	2014018690
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	2014018691
Date	Aug 24, 2020
Instrument	2014018691

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 (+11.9%) Homeowner's exemption	$460,000 (+28.85%)	$460,000 (+28.85%)
2023	$3,462.00	$357,000	$357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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