1003 Cherry Ct, Richmond, KY 40475 Property Records

Madison County property record for 1003 Cherry Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2018)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0043-0002-0116`

Property Details

APN / Parcel Number

Primary APN	`0043-0002-0116`
Alternative APNs	`110289` `73504` `39489`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	39489
Street Address	1003 CHERRY CT
City	RICHMOND
State	KY
Zip	40475-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WOODS LOT 116 (1.04 ACRES)
Legal Subdivision	THE WOODS
Legal Lot Number	116
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2008
Census Tract	10702

Owner

Source: Madison County records · APN 0043-0002-0116

Assessment roll updated December 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1003 CHERRY CT, RICHMOND, KY 40475-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	20182013979501
Deed Book / Page	762 / 509
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 31, 2018
Property Address	1003 CHERRY CT, RICHMOND, KY 40475-8902
Document Number	D00762/509
Book / Page	D00762 / 509
Map Reference	CA17 PG37
Instrument Date	Jul 27, 2018
Instrument	2013979501
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 MAHOGANY DR, RICHMOND, KY 40475-9823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 CHERRY CT, RICHMOND, KY 40475-8902

Mortgage

Document Number	2013979502
Date	Jul 31, 2018
Instrument	2013979502

Lender

Name	BANK OF LEXINGTON INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+11.98%)	$456,000 (+15.18%)	$456,000 (+15.18%)
2023	$3,840.00	$395,900	$395,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.