1005 Cherry Ct, Richmond, KY 40475 Property Records

Madison County property record for 1005 Cherry Ct, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,170 sqft
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$255,900 (Oct 2007)
Tax Bill$3,073 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0043-0002-0115

Property Details

APN / Parcel Number

Primary APN0043-0002-0115
Alternative APNs
  • 130822
  • 93665
  • 60630

Interior

Stories2 Stories
Building Area2,170 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number60630
Street Address1005 CHERRY CT
CityRICHMOND
StateKY
Zip40475-8902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE WOODS LOT 115 (1.02 ACRES)
Legal SubdivisionTHE WOODS
Legal Lot Number115
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2008
Census Tract10702

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1005 CHERRY CT, RICHMOND, KY 40475-8902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2007 · Amount on Record
Deed SaleOct 2, 2007 · Amount on Record
Deed Document Number0000627143
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1005 CHERRY CT, RICHMOND, KY 40475-8902
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2060/720
DateJun 7, 2021
Book PageM2060/720
Instrument2014039803
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,073.00 (+17.97%) Homeowner's exemption$375,000 (+19.05%)$375,000 (+19.05%)
2023$2,605.00 Homeowner's exemption$315,000$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cherry Ct

Nearby Streets

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