Madison County property record for 1002 Cherry Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,897 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jan 2024) |
| Tax Bill | $4,715 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0043-0002-0105 |
| Primary APN | 0043-0002-0105 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,897 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 66844 |
|---|---|
| Street Address | 1002 CHERRY CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE WOODS LOT 105 |
| Legal Subdivision | THE WOODS |
| Legal Lot Number | 105 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10702 |
Source: Madison County records · APN 0043-0002-0105
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jan 29, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARDIAN SAVINGS BANK |
| Oct 09, 2018 | Deed, Transfer |
| Jul 06, 2017 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Oct 09, 2018 · Amount on Record |
| Deed Document Number | 2014188225 |
| Deed Book / Page | D848 / 200 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | RAINBOW TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2425/691 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | M2425/691 |
| Instrument | 2014300104 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 29, 2024 |
| Property Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Document Number | 00D848/200 |
| Book / Page | D848 / 200 |
| Map Reference | CAB 17 PG 37 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2014188225 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 752 E 13 MILE RD, DAFTER, MI 49724-9558 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Mail Care Of | JAMES REYNOLDS |
| Investor | Possibly a Property Investor |
| Document Number | 2014188226 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2014188226 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 09, 2018 |
| Property Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Document Number | D00765/359 |
| Book / Page | D00765 / 359 |
| Map Reference | CAB17 PG37 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 2013982929 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $377.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14214 CLEAR LANDING LN, 14214, ROSHARON, TX 77583-2297 |
| Name | Verified Name |
|---|---|
| Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 06, 2017 |
| Property Address | 1002 CHERRY CT, RICHMOND, KY 40475-8902 |
| Document Number | D00747/215 |
| Book / Page | D00747 / 215 |
| Map Reference | CAB17 PG37 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2013961190 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 E SAM HUSTON PKWY N, 6200, NEW YORK, NY 10101 |
| Name | Verified Name |
|---|---|
| Address | 102 CHERRY COURT, RICHMOND, KY 40475 |
| Document Number | 2013961191 |
|---|---|
| Date | Jul 06, 2017 |
| Instrument | 2013961191 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,715.00 (+47.02%) Additional exemption filed | $500,000 (+32.63%) | $500,000 (+32.63%) |
| 2023 | $3,207.00 Homeowner's exemption | $377,000 | $377,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2004 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 45 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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