10059 Rowan Ln, Laurel, MD 20723 Property Records

Howard County property record for 10059 Rowan Ln, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,268 sqft · built 2018
Lot Size	0.184 acres (7,995 sqft)
Owner	2 Individual Names on File
Last Sale	$753,628 (Mar 2018)
Tax Bill	$12,434 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-596138`

Property Details

APN / Parcel Number

Primary APN	`06-596138`
Alternative APN	`596138`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,268 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,995 sqft (0.184 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596138
Street Address	10059 ROWAN LN
City	LAUREL
State	MD
Zip	20723-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 7,995 SQ' 10059 ROWAN LN WINCOPIA FARMS
Legal Subdivision	WINCOPIA FARMS
Legal Lot Number	82
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1009
Census Tract	606807

Owner

Source: Howard County records · APN 06-596138

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10059 ROWAN LN, LAUREL, MD 20723-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU
Mar 02, 2018	Deed, Subdivision Related Transfer · Line of Credit HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2018 · Amount on Record
Deed Sale	Mar 02, 2018 · Amount on Record
Deed Book / Page	18070 / 368
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10059 ROWAN LN, LAUREL, MD 20723-6033
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203960081
Date	Mar 31, 2021
Book Page	20396/81

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

March 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 02, 2018
Property Address	10059 ROWAN LN, LAUREL, MD 20723-6033
Document Number	0180700368
Book / Page	18070 / 368
Map Reference	PL22732-22752
Instrument Date	Feb 27, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 03, 2022
Title Company	CONTINENTAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10059 ROWAN LN, LAUREL, MD 20723-6033

Mortgage

Document Number	0018070395
Date	Mar 02, 2018
Instrument	18070/395

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0180700375
Date	Mar 02, 2018
Book Page	18070/375

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$873,800 (+5.25%)	$961,000 (+15.76%) Land $338,400 Building $622,600
2025	$12,434.00 (+74.51%)	$830,200 (+18.84%) Land $223,400 Building $606,800	$830,200 (-) Land $223,400 Building $606,800
2023		$698,600	$830,200 Land $223,400 Building $606,800
2022	$7,125.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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