1005 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1005 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1920
Lot Size	0.1 acres (4,387 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Jul 2025)
Tax Bill	$1,412 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Aug 2013 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-014.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-014.000-023`
Alternative APN	`01610321317`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Basement Area	880 sqft

Exterior

Year Built	Built 1920
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,387 sqft (0.1 acres)
Lot Dimensions	107 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321317
Street Address	1005 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28'W SIDE LOT 14 & 13'E SIDE LOT 15 COMMISSIONERS SUB OF FARM LOT 23
Legal Subdivision	COMMISSIONERS SUB
Legal Lot Number	14,15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4002
Census Tract	10300

Owner

1005 E 4th St is owned and occupied by an individual who bought it in July 2025.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Aug 1, 2013	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Mar 7, 2013	Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Aug 1, 2013
Deed Document Number	2516631
Record Updated	Sep 20, 2026

July 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 10, 2025
Property Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0002516631
Instrument Date	Jun 30, 2025
Instrument	2516631
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727

Mortgage

Document Number	0002516632
Date	Jul 10, 2025
Instrument	2516632

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 1, 2013
Property Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0001323528
Instrument Date	Jul 24, 2013
Instrument	1323528
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727
Investor	Possibly a Property Investor

March 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 7, 2013
Property Address	1005 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0001306796
Instrument Date	Feb 28, 2013
Instrument	1306796
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E UNIVERSITY DR, GRANGER, IN 46530-7372

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,800 (+47.02%) Land $19,900 Building $68,900	$88,800 (+47.02%) Land $19,900 Building $68,900
2024	$1,412.00 (-1.05%)	$60,400 (-0.66%) Land $6,500 Building $53,900	$60,400 (-0.66%) Land $6,500 Building $53,900
2023	$1,427.00 (+0.92%)	$60,800 (+0.83%) Land $6,500 Building $54,300	$60,800 (+0.83%) Land $6,500 Building $54,300
2022	$1,414.00	$60,300 Land $6,500 Building $53,800	$60,300 Land $6,500 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1005 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1005 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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