1008 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1008 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1910
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on File
Tax Bill	$1,555 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-036.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-036.000-023`
Alternative APN	`01610321314`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Basement Area	672 sqft

Exterior

Year Built	Built 1910
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321314
Street Address	1008 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 COMMISSIONERS SUB OF FARM LOT 23
Legal Subdivision	COMMISSIONERS SUB
Legal Lot Number	11,23
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3027
Census Tract	10300

Owner

1008 E 4th St is owned and occupied by an individual who acquired it in August 2014.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1008 E 4TH ST, MISHAWAKA, IN 46544-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Aug 18, 2014	Warranty Deed, Transfer · Conventional Mortgage UNION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014
Deed Sale	Aug 18, 2014
Deed Document Number	0001420119
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1008 E 4TH ST, MISHAWAKA, IN 46544-2728
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002014759
Date	Jun 5, 2020
Instrument	2014759

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2030

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1008 E 4TH ST, MISHAWAKA, IN 46544-2728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014759
Date	Jun 5, 2020
Instrument	2014759

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2030

Interest

Rate Type	Fixed Rate

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 18, 2014
Property Address	1008 E 4TH ST, MISHAWAKA, IN 46544-2728
Document Number	0001420119
Map Reference	PG 403
Instrument Date	Aug 11, 2014
Instrument	1420119
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001420120
Date	Aug 18, 2014
Instrument	1420120

Lender

Name	UNION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,900 Land $29,300 Building $87,600	$116,900 Land $29,300 Building $87,600
2024	$1,555.00 (+12.44%)
2023	$1,383.00 (-0.65%)	$122,800 (-) Land $29,200 Building $93,600	$122,800 (-) Land $29,200 Building $93,600
2022	$1,392.00 Homeowner's exemption	$122,800 Land $29,200 Building $93,600	$122,800 Land $29,200 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1008 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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