953 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 953 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,494 sqft · built 1945
Lot Size	0.16 acres (6,996 sqft)
Owner	Individual Name on File
Tax Bill	$2,372 (2024)
Deeds & Mortgages	Apr 2006 Line of Credit Nov 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-012.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-012.000-023`
Alternative APN	`01610311301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,494 sqft Living Area
Basement Area	1,080 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,996 sqft (0.16 acres)
Lot Dimensions	106 ft deep x 66 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610311301
Street Address	953 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 33 & G EX 30 FT S END WARDS 1ST ADD
Legal Subdivision	WARDS 1ST ADD
Legal Lot Number	33
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4002
Census Tract	10300

Owner

953 E 4th St is owned and occupied by an individual who acquired it in June 1993.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	953 E 4TH ST, MISHAWAKA, IN 46544-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2006	Deed of Trust, Mortgage · Line of Credit LASALLE BANK MIDWEST NA
Nov 12, 2014	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1993
Deed Sale	Jun 16, 1993
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	953 E 4TH ST, MISHAWAKA, IN 46544-2703
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000615795
Date	Apr 26, 2006
Instrument	0615795

Lender

Name	LASALLE BANK MIDWEST NA
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	953 E 4TH ST, MISHAWAKA, IN 46544-2703
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001428326
Date	Nov 12, 2014
Instrument	1428326

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,600 Land $32,000 Building $138,600	$170,600 Land $32,000 Building $138,600
2024	$2,372.00 (+12.31%)
2023	$2,112.00 (-0.75%)	$180,400 (-1.96%) Land $32,000 Building $148,400	$180,400 (-1.96%) Land $32,000 Building $148,400
2022	$2,128.00 Homeowner's exemption	$184,000 Land $32,000 Building $152,000	$184,000 Land $32,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 953 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 953 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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