952 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 952 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,325 sqft · built 1954
Lot Size	0.198 acres (8,646 sqft)
Owner	Individual Name on File
Last Sale	$68,500 (Aug 2008)
Tax Bill	$1,527 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-012.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-012.000-023`
Alternative APN	`01610311288`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1954
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,646 sqft (0.198 acres)
Lot Dimensions	131 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610311288
Street Address	952 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49 1/2 FT E SIDE LOT 31 WARDS 1ST ADD & 16 1/2 FT.W.SIDE LOT 32
Legal Subdivision	WARDS 1ST ADD
Legal Tract	49
Legal Lot Number	31,32
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3027
Census Tract	10300

Owner

952 E 4th St is owned and occupied by an individual who bought it in August 2008.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Oct 27, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Aug 6, 2008	Warranty Deed, Transfer · Conventional Mortgage CAPITAL ONE HOME LOANS LLC
Apr 28, 2008	Sheriff's Deed, Foreclosure
Dec 28, 2006	Warranty Deed, Transfer · ARM COUNTRYWIDE HOME LOANS INC
Apr 7, 2006	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2008 · Amount on File
Deed Sale	Aug 6, 2008 · Amount on File
Prior Sale	Apr 28, 2008
Deed Document Number	0000826049
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002036827
Date	Nov 24, 2020
Instrument	2036827

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002001369
Date	Jan 15, 2020
Instrument	2001369

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000646714
Date	Oct 27, 2006
Instrument	0646714

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 6, 2008
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000826049
Map Reference	MB7 PG36
Instrument Date	Jul 30, 2008
Instrument	0826049
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729

Mortgage

Document Number	0000826050
Date	Aug 6, 2008
Instrument	0826050

Lender

Name	CAPITAL ONE HOME LOANS LLC
Type	Lending Institution
Address	OVERLAND PARK, KS 66213

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2038

April 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2008
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000814006
Map Reference	MB7 PG36
Instrument Date	Apr 10, 2008
Instrument	0814006
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 28, 2006
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000655174
Map Reference	MB7 PG36
Instrument Date	Dec 20, 2006
Instrument	0655174
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000655175
Date	Dec 28, 2006
Instrument	0655175

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Jan 1, 2009
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	9.75%
Index	6-Month LIBOR
Max Rate	15.2%

Mortgage

Document Number	0000655176
Date	Dec 28, 2006
Instrument	0655176

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2027

April 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 7, 2006
Property Address	952 E 4TH ST, MISHAWAKA, IN 46544-2729
Document Number	0000612990
Instrument Date	Mar 2, 2006
Instrument	0612990
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,200 Land $35,100 Building $79,100	$114,200 Land $35,100 Building $79,100
2024	$1,527.00 (+9.62%)
2023	$1,393.00 (-2.66%)	$123,600 (-1.9%) Land $35,100 Building $88,500	$123,600 (-1.9%) Land $35,100 Building $88,500
2022	$1,431.00 Homeowner's exemption	$126,000 Land $35,100 Building $90,900	$126,000 Land $35,100 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 952 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 952 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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