1014 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1014 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1906
Lot Size	0.166 acres (7,260 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,823 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-253-037.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-253-037.000-023`
Alternative APN	`01610321315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Basement Area	840 sqft

Exterior

Year Built	Built 1906
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	914 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321315
Street Address	1014 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 COMMISSIONERS SUB OF FARM LOT 23
Legal Subdivision	COMMISSIONERS SUB
Legal Lot Number	12,23
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3027
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 E 4TH ST, MISHAWAKA, IN 46544-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Dec 26, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1996
Deed Sale	Oct 3, 1996
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1014 E 4TH ST, MISHAWAKA, IN 46544-2728
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002030668
Date	Oct 8, 2020
Instrument	2030668

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1014 E 4TH ST, MISHAWAKA, IN 46544-2728
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654839
Date	Dec 26, 2006
Instrument	0654839

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,400 (-4.29%) Land $29,300 Building $111,100	$140,400 (-4.29%) Land $29,300 Building $111,100
2024	$1,823.00 (+9.03%)
2023	$1,672.00 (-0.59%)	$146,700 (+0.14%) Land $29,200 Building $117,500	$146,700 (+0.14%) Land $29,200 Building $117,500
2022	$1,682.00 Homeowner's exemption	$146,500 Land $29,200 Building $117,300	$146,500 Land $29,200 Building $117,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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