Baldwin County property record for 10026 Cumbria Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,928 sqft · built 2012 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,400 (Oct 2013) |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-34-0-000-001.054 |
| Primary APN | 43-08-34-0-000-001.054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Heated Area |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 576 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 306260 |
|---|---|
| Street Address | 10026 CUMBRIA DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55' X 150' LOT 42 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D IN CITY OF DAPHNE SEC 34-T5S-R2E (STAT WD) |
| Legal Subdivision | OLDFIELD SUB PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10709 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10026 CUMBRIA DR, DAPHNE, AL 36526-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit APCO EMPLOYEES CU |
| Apr 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on Record |
| Deed Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 20131424215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10026 CUMBRIA DR, DAPHNE, AL 36526-8722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10026 CUMBRIA DR, DAPHNE, AL 36526-8722 |
| Document Number | 0002071769 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2071769 |
| Name | APCO EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10026 CUMBRIA DR, DAPHNE, AL 36526-8722 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10026 CUMBRIA DR, DAPHNE, AL 36526-8722 |
| Document Number | 0002060322 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2060322 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (+0.79%) | $31,440 (+0.77%) Land $6,420 Building $25,020 | $314,300 (+0.74%) Land $64,200 Building $250,100 |
| 2023 | $1,390.00 (+34.17%) Homeowner's exemption | $31,200 (+24.01%) | $312,000 (+24.11%) Land $66,000 Building $246,000 |
| 2022 | $1,036.00 (+9.05%) Homeowner's exemption | $25,160 | $251,400 Land $47,300 Building $204,100 |
| 2021 | $950.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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