10074 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 10074 Cumbria Dr, Daphne, AL 36526 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,521 sqft · built 2013
Lot Size	0.26 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$162,355 (Apr 2014)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.056`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.056`
Alternative APNs	`289526` `354012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,521 sqft Heated Area
1st Floor Area	1,521 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	354012
Street Address	10074 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75' X 150' IRR LOT 44 OLDFIELD PHASE ONE SUB SLIDE 2328-C &D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	44
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1037
Census Tract	10709

Owner

Source: Baldwin County records · APN 43-08-34-0-000-001.056

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10074 CUMBRIA DR, DAPHNE, AL 36526-8722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2014 · Amount on Record
Deed Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	20141453505
Record Updated	Jun 08, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 28, 2019
Property Address	10074 CUMBRIA DR, DAPHNE, AL 36526-8722
Document Number	0001768621
Instrument Date	Jun 12, 2019
Instrument	1768621
Transaction Type	Transfer
Record Updated	Jul 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10074 CUMBRIA DR DAPHNE AL 365268722, DAPHNE, AL 36526-8722

Mortgage

Document Number	1768622
Date	Jun 28, 2019
Instrument	1768622

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (+1.05%)	$26,200 (+1%) Land $6,420 Building $19,780	$262,000 (+1.04%) Land $64,200 Building $197,800
2023	$1,148.00 (+31.95%) Homeowner's exemption	$25,940 (+21.78%)	$259,300 (+21.79%) Land $66,000 Building $193,300
2022	$870.00 (+9.02%) Homeowner's exemption	$21,300	$212,900 Land $47,300 Building $165,600
2021	$798.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force 35 of 37 on primary residences
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020, rainfall accumulation
Flood Events	Hurricane Sally (Sep 2020), 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.