9994 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 9994 Cumbria Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,327 sqft · built 2012
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Jul 2018)
Tax Bill	$1,582 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.051`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.051`
Alternative APNs	`289521` `347582`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,327 sqft Heated Area
1st Floor Area	1,551 sqft
Upper Floors Area	776 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	347582
Street Address	9994 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55' X 150' IRR LOT 39 OLDFIELD PHASE ONE SUB SLIDE 2328-C &D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD)
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	39
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1037
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9994 CUMBRIA DR, DAPHNE, AL 36526-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 1, 2019	Grant Deed, Transfer · Conventional Mortgage TIDEWATER REAL ESTATE INC
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	20181706443
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9994 CUMBRIA DR, DAPHNE, AL 36526-8724
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001965784
Date	Dec 21, 2021
Instrument	1965784

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 1, 2019
Property Address	9994 CUMBRIA DR, DAPHNE, AL 36526-8724
Document Number	0001741574
Instrument Date	Jan 31, 2019
Instrument	1741574
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31954 BADGER CT SPANISH FORT AL 365274500, SPANISH FORT, AL 36527-4500

Mortgage

Document Number	1741575
Date	Feb 1, 2019
Instrument	1741575

Lender

Name	TIDEWATER REAL ESTATE INC
Address	29891 WOODROW LN # 300, SPANISH FORT, AL 36527-8778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 6, 2018
Property Address	9994 CUMBRIA DR, DAPHNE, AL 36526-8724
Document Number	0001706443
Instrument Date	Jul 5, 2018
Instrument	1706443
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9994 CUMBRIA DR DAPHNE AL 365268724, DAPHNE, AL 36526-8724

Mortgage

Document Number	1706444
Date	Jul 6, 2018
Instrument	1706444

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,582.00 (+5.19%) Homeowner's exemption
2025	$1,504.00 (+0.74%)	$33,680 (+0.72%) Land $6,420 Building $27,260	$336,700 (+0.69%) Land $64,200 Building $272,500
2023	$1,493.00 (+29.15%) Homeowner's exemption	$33,440 (+19.69%)	$334,400 (+19.73%) Land $66,000 Building $268,400
2022	$1,156.00 (+9.06%) Homeowner's exemption	$27,940	$279,300 Land $47,300 Building $232,000
2021	$1,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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