9974 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 9974 Cumbria Dr, Daphne, AL 36526 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,948 sqft · built 2008
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$207,450 (Sep 2018)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.050`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.050`
Alternative APNs	`289520` `350875`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,948 sqft Heated Area
1st Floor Area	1,948 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	350875
Street Address	9974 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55' X 150' LOT 38 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	38
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1037
Census Tract	10709

Owner

Source: Baldwin County records · APN 43-08-34-0-000-001.050

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9974 CUMBRIA DR, DAPHNE, AL 36526-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 26, 2018	Warranty Deed, Transfer · Conventional with PMI HOME MTG/AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Nov 14, 2011
Deed Document Number	20181721781
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9974 CUMBRIA DR, DAPHNE, AL 36526-8724
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001976327
Date	Feb 07, 2022
Instrument	1976327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9974 CUMBRIA DR, DAPHNE, AL 36526-8724
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001911904
Date	May 06, 2021
Instrument	1911904

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 26, 2018
Property Address	9974 CUMBRIA DR, DAPHNE, AL 36526-8724
Document Number	0001721781
Instrument Date	Sep 24, 2018
Instrument	1721781
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9974 CUMBRIA DR DAPHNE AL 365268724, DAPHNE, AL 36526-8724

Mortgage

Document Number	1721782
Date	Sep 26, 2018
Instrument	1721782

Lender

Name	HOME MTG/AMERICA
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Mortgage

Document Number	1721783,
Date	Sep 26, 2018
Instrument	1721783

Lender

Name	HOME MTG/AMERICA
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2028

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (-0.46%)	$28,940 (-0.48%) Land $6,420 Building $22,520	$289,300 (-0.48%) Land $64,200 Building $225,100
2023	$1,292.00 (+30.11%) Homeowner's exemption	$29,080 (+20.36%)	$290,700 (+20.37%) Land $66,000 Building $224,700
2022	$993.00 (+8.88%) Homeowner's exemption	$24,160	$241,500 Land $47,300 Building $194,200
2021	$912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	About 1 in 781 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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